Do you need to process credit cards on your website? E-Commerce Applications No matter what level of Internet user you are, or which country you reside in, our aim is to help you achieve your goals of putting your business on the Internet iNet iMage Developers and Advanced Payment Solutions have created an unbelievable solution for your eCommmerce needs. The first step towards accepting credit and debit cards for your business is getting approval for a merchant account. A merchant account recognizes you as a merchant that can accept credit and Debit cards as a form of payment from your customers. Once approved for a merchant account, funds, are debited from your customers credit card account and deposited electronically into your local business checking account. The Fastest, Easiest and Most Affordable Way to Put Your Business On The Internet! Every day, the Web is attracting potential customers from places you would otherwise be unable to access. The rise of Internet commerce has created multitudes of companies that transact 100% of their business across the Web. Wouldn't you like to be one of them? Allowing them to purchase your goods and services in real time -- right now? If you're running a retail establishment, what better way to augment your business than to add an online presence -- to better serve your existing client base. Wouldn't they appreciate an alternative way of purchasing from a merchant they already know and trust? You can be selling your products on the Web right now!   Secure online Merchant Application   e-Paylink makes it easy for you to add electronic check payment option to your Website. Increase your chances of making that sale! Provide your customers with the use of an online secure electronic check system. Advanced Payment Solutions, is now proud to provide you with their ePaylink, Automatic e-check Payment System. ePaylink enables you to accept and process electronic check payments - either directly from your Website's storefront or through Business Payment System's Secure Server. View the status of a funds transfer request prior to shipping product, by logging on to Interlink's secure Online Account Access. How Does it Work? Customers who wish to pay by electronic check simply select the "Pay By Check" option in the APS CargeCart shopping cart. Your customers enter the requested bank account information and bps encrypts the data and transmits it to Interlink International Financial Services Inc. for processing. Transactions are automatically settled each day. Interlink International Financial Services, initiates a debit to your consumer's checking account via the Federal Reserve Banking System, and subsequently transfers collected funds to your local business checking account. The ePaylink system notifies you of failed debit attempts, including Not Sufficient Funds returns. You can always view the status of a funds transfer request prior to shipping product, by logging on to Interlink's secure Online Account Access. Traditional merchants without commerce-enabled Web sites can also use ePaylink to handle recurring billing. Of course, written customer authorization is always required, and merchants must apply and be approved for the ePaylink service prior to performing these types of transactions. ePaylink enables you to obtain payment from your customer via direct debit to your bank account. ePaylink transactions "clear" and are paid to the merchant in approximately three to seven calendar days. ePaylink transactions will appear on your bank statement as "ePaylink TRANSACTION XXXXXXXXXX," where the Xs represent a 10- character abbreviation of your business name. ePaylink transactions are not guaranteed and can be revoked by the customer. Rates and Fees Unlike credit card fees, and other e-check services available elsewhere, Advanced Payment Solutions charges only a flat fee per transaction and is not based on the amount of money transferred. ePaylink e-Check Rates and Fees Other Check Services Processing Fee 0.00% 1.59% Per Transaction Fee $0.75 $0 Bounced Check Fee (charged to customer) $5.25 $25.00 Account Maintenance $12.95/Month $15.00/Month Additional Location $7.95/month $15.00/Month --------------------------------------------------------------------------------   Secure online Merchant Application   Advanced Payment Solutions is a registered ISO/MSP for National City Bank of Kentucky. National Processing Inc., doing business as National Processing Company, LLC, is a publicly held company trading on the New York stock exchange under the symbol NAP. NPC currently processes over 1.6 billion transactions each year at over 450,000 merchant locations. This figure represents 20% of all MasterCard/Visa transactions nationwide. With a majority of its ownership held by National City Corporation, NPC represents a $85 billion financial services company.
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